New partnership alert 🔊: Learn financial discipline with Pade and Money Africa

October 11, 2023
3 min read.
Temilola Adeyemi, ACIB, ACS, Ph.D.
Senior Research Associate, Money Africa.

I vividly remember how my first year in the job market after NYSC went. I landed a job that paid ₦19,800 per month – far more than the standard entry-level compensation for my role in 2014.

I had no major financial commitments and I didn’t have to worry about black tax, unlike many Nigerian salary earners today.

So I went on a spending spree, splurging my earnings on anything I considered luxurious.


Life was good. Or so I thought.

My wake-up call arrived when a friend shared her success story with me.

In one year, she’d saved ₦500,000.

I was genuinely surprised. She didn’t even earn as much as I did. Yet she was able to save half a million Naira.

My friend’s achievement was so impressive that her mother pledged to top up her savings so she could buy a piece of land.

It was at this moment that my financial mindset got a reset. I learnt a crucial lesson:

You shouldn’t wait until you start earning big or until you become older to take financial discipline seriously. If you ignore the need to be financially disciplined now, it will become a bigger challenge for you in the future.

Today’s world is fast-paced and digital. We’re constantly juggling work, life, and finances. And the quest for the achievement of both financial security and peace of mind can be daunting.

Like the younger version of myself, you’re probably not sure where to begin your journey.

This is why I’m thrilled to announce to you the collaboration between Pade and Money Africa.

Via the newly launched Pade app, you will have access to expertly created financial articles and tools that will change how you manage your finances and help you achieve true financial freedom.

It’ll be what you need to become financially literate as a Nigerian salary earner.

Here’s what to expect Pade’s partnership with Money Africa

  1. Educational Content: Gaining knowledge is the first step towards financial well-being. So on a weekly basis, I’ll share informative articles on a wide range of financial topics, such as budgeting, saving, investing, and financial planning.

  2. Expert Insights: The Money Africa is Africa’s largest financial literacy community. Via our partnership with Pade, you will have access to expert advice that addresses your questions about finance.

  3. Financial Tools: Money Africa has already created a suite of financial calculators and planning tools to simplify financial tasks. These will be available to employees on Pade’s app. From retirement planning to debt reduction strategies, you will have access to tools that put you in control of your financial future.

  4. Community Support: You will also have access to a community of like-minded individuals. Share your experiences, ask questions, and find inspiration from others who are also working towards achieving their financial goals.

In the coming weeks, the Pade app will be updated with resources on the latest financial trends, expert interviews, and success stories from individuals who achieved their financial goals.

Till then, remember my mistake.

Plan before you splurge.

About the Author
Temilola is an investment professional who conducts in-depth financial research, market analysis, and portfolio management. She is a strategic thinker, known for her ability to identify investment opportunities and provide valuable insights that guide clients' financial decisions.